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Business Analyst & Sales Support – Asset Finance

The Business Analyst & Sales Support will be responsible to assist the Relationship Manager for the evaluation and analysis of credit facilities; assessing advisability of granting leasing facilities to current and potential borrowers. 

Main duties



  • Prepare high quality and consistent credit reports and make recommendations.
  • Work in close collaborations with Relationship Managers with regards to the credit management of their portfolio of customers and daily maintenance of accounts.
  • Exercising sound judgement in the evaluation of credit applications.
  • Active participation in Credit Committees.
  • Develop and maintain internal relationships to ensure that leasing clients are managed within agreed service levels.
  • Ensure adherence to governance, compliance and lending portfolio controls.
  • Have control over the industry/ accounts assigned and raise triggers for both internal as well as external factors affecting the assets.
  • Quarterly and monthly reviews of the accounts with Credit Monitoring Forum.
  • Responsible for monitoring of existing assets of corporates and provide Early Warning Signals.
  • Work on inputs from risk and business about the client.
  • Assist Sales team in selling asset finance products.
  • Any other cognate duties.


Prerequisites



  • Degree in Banking and Finance/Accounting from a recognized institution or an alternative qualification from a recognized institution in a field of study relevant to the scope of work and acceptable to the Bank.
  • Minimum of 2 years working experience in the banking sector or in a similar position.
  • Good knowledge of regulations within the financial sector.


Skills



  • A detailed understanding of Regulatory guidelines and credit risk policies, banking regulations, guidelines, policies and procedures.
  • Strong at delivering high level of customer satisfaction, able to aptly apply sound judgments to varying issues, highly attentive to details and able to meet tight deadlines.
  • A broad understanding of policies and strategies within the country as they relate to the demands of the customer.
  • Strong computer proficiency with Microsoft Office
  • Excellent oral and written communication skills, ability to convey information effectively and convincingly to all levels.
  • Ability to drive business and deliver strong results.
  • Strong credit, accounting, analytical skills and report writing skills.
  • Ability to work under pressure.
  • High levels of integrity and confidentiality.
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