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Zero Interest Medical Loan Scheme

The Zero Interest Medical Loan Scheme allows citizens who wish to undergo treatment in private hospitals/clinics in Mauritius to take a loan free from interest.

Features
  • The minimum loan amount is MUR 50,000 and the maximum is up to MUR 1 million per illness.
  • Repayment is up to 7 years (84 months inclusive of the moratorium period of 12 months on capital).
  • No interest is charged under this loan scheme.
Useful Information
  • Eligibility
  • List of Private clinics/hospitals registered under this scheme
  • Documents needed to apply for loan
  • Additional documents required if borrower is self-employed.
  • Treatments not covered under this scheme
  • This scheme applies to households (husband and wife jointly or single parent), whose total gross income does not exceed Rs 200,000/- per month, and who choose to undergo treatment in a licensed private hospital.
  • Any Mauritian Citizen residing in Mauritius for at least six months prior to the treatment.
  • The scheme is open to MauBank and Non-MauBank customers.
  • The beneficiary or borrower can apply for the loan to undergo treatment at a licensed private hospital registered with the Ministry of Health and Wellness in MRU.
  • The Beneficiary is the person receiving the treatment.
  • The Borrower is any family member of the beneficiary or any other person who agrees to take the zero-interest loan on behalf of the beneficiary.
  • The Beneficiary is eligible for the special zero-interest loan, for more than one (1) treatment, subject to his/her repayment capacity.
  • Terms & Conditions Apply
  • (As at December 2022).
  • Nouvelle Clinique du Bon Pasteur Ltée
  • La Clinique Mauricienne
  • Chisty Shifa Clinic
  • Clinique Ferrière de Bon Secours
  • C Care Wellkin
  • C Care Darné
  • City Clinic Group
  • Pajr Medical Ltd
  • Medisave Company Ltd
  • Aegle Clinic
  • Aegle Cancer Hospital
  • Jyoti's Clinic Ltd
  • Care and Science Health Diagnostic Ltd
  • Life Together Medical Clinic Ltd
  • Les Mariannes Wellness
  • Identity Card of borrower and beneficiary
  • Recent proof of address not more than 3 months of borrower and beneficiary
  • Birth Certificate of borrower
  • Business Registration Card.
  • Trade license or any other relevant license.
  • MRA return for last 2 years.
  • Cosmetic surgery
  • Hair transplantation
  • Liposuction and any other diseases as may be approved by the Ministry of Health and Wellness and Association of Private Clinics

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